As a creator, you’ll see two different wallets on Fansly: your Spending Wallet and your Earnings Wallet. Knowing how each one works helps you manage purchases and payouts smoothly.
Spending Wallet
Your Spending Wallet is the balance you top up with a credit card. You’ll use it to:
Pay for subscriptions
Send tips
Purchase content
Think of it as your on-site balance for supporting other creators.
Earnings Wallet
Your Earnings Wallet is where your creator revenue lives. Every time you make a sale, receive a tip, or earn money from subscriptions, the funds go here.
Only funds in your Earnings Wallet can be withdrawn to your bank account or payout method.
You can’t add money to it directly: it only grows through your earnings.
How They Work Together
Adding funds to your Spending Wallet does not make them available in your Earnings Wallet.
⚠️ Please Note: If you attempt to make a purchase without the funds in your Spending Wallet or without a payment method attached, Fansly will automatically deduct from your Earnings Wallet to complete the transaction.